Baylor Scott & White Marketplace Plans Ending After 2026: What You Need to Know
If you currently have a Baylor Scott & White Health Plan through the Marketplace, there’s an important update you need to be aware of.
Baylor Scott & White Health Plan has announced that they plan to discontinue their Individual & Family Marketplace plans after December 31, 2026. First things first — don’t panic. Nothing changes right now. Your current coverage will stay active through your enrollment period, and you can continue using your plan like normal.
However, once Open Enrollment for 2027 comes around, you’ll need to choose a new Marketplace plan since Baylor Scott & White will no longer offer this option. Depending on the plan you choose next, this could affect your monthly premium, deductibles, prescriptions, and even whether your doctors are still in-network.
This specifically impacts Baylor Scott & White Marketplace members in Texas.
One thing I really want people to understand is this: Baylor Scott & White doctors and facilities are not going away. Baylor providers are still expected to accept many Marketplace plans. The key is making sure you choose the RIGHT replacement plan so you can keep your doctors and avoid unnecessary disruptions in your care.
This is why waiting until the last minute during Open Enrollment can become stressful. A lot of people end up rushing into a plan based only on price and later realize their coverage doesn’t fit their needs. These decisions impact more than just your monthly premium — they affect your doctors, your medications, your access to care, and your out-of-pocket costs throughout the year.
The good news is you don’t have to figure this out alone. As a broker, I can help you compare plans across multiple carriers, check your doctors and prescriptions, and help you find the best balance between coverage and cost based on your personal situation. You can learn more about Marketplace coverage options or schedule a consultation with us.
You can also follow updates directly from Baylor Scott & White Health Plan here: https://www.bswhealthplan.com
📩 If you’re on a Baylor Scott & White Marketplace plan, now is the time to start preparing. Contact us today and I’ll help walk you through your options so you can make an informed decision before 2027 Open Enrollment begins.
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